- Discover why over 4,500 businesses love us
More Profits, Less Hassle with Our Payment Solutions
Reduce your credit card fees by 99.7% with Canada’s No. 1 surcharge platform.
Total Saved
$27,000
- in August on fees
Total Saved
$200m
- 230% AVG. Growth
Normally, You Pay Fees of Up to 3% With Affinity, You Keep More of Your Money.
Instead of your business paying the credit card fees, the customer pays a small 2.4% fee. This innovative solution helps you reduce costs and keep more of your revenue.
Surcharge only available when credit card selected
Integration and benefits
Affinity's Pass The Fee Technology seamlessly integrates with your existing payment system, automatically adding a small percentage to credit card transactions to offset processing costs. This allows you to incentivize customers to choose more cost-effective payment methods like debit, EFT, or e-transfer—keeping more purchases fee-free.
With our technology, you can:
- Significantly reduce processing costs without compromising customer satisfaction.
- Seamlessly integrate into your current setup with no downtime.
- Save up to 99.7% of your credit card processing fees.
Product price
$45.00
Customer pays
$45.85
Your business recceives
$45.00
Product price
$45.00
Customer pays
$45.00
Your business recceives
$43.86
Why Businesses Trust Affinity Payments
Unbeatable Rates
Save thousands monthly on processing fees.
Next-Day Payouts
Get funds in you account within 1-2 days.
Global Payment Capabilities
Accept payments from anywhere with multi-currency suppor
Simple Approval Process
Fast, fully online application process.
Your Trusted Partner in Payment Solutions
40+ Partnering Banks
8+ Hardware Brands Supported
10+ Years of Experience
4,500+ Merchants Served
$6B+ Processed Annually
650M+ Transactions Processed per Year
Seamless 4-Step Process
We can complete everything from start to finish within 48 to 72 hours!
Discovery Call & Statement Review
Understand your needs and review your current setup.
Proposal & Savings
Custom proposal highlighting savings.
Underwriting
Fast compliance checks for a smooth transition.
Integration & Go Live
Integration with your system to start processing.
Tailored Solutions for Your Industry
Restaurants
Retail
Travel
Hospitality
Cannabis
Education
Non-profits
Gyms
Insurance
E-commerce
and more
Real stories. Real results.
See how our clients have saved money on credit card fees by switching from traditional payments to Affinity’s Pass The Fee technology.
"We saved $70,000 annually thanks to Affinity Payments!"
CredCredit card fees were eating into our profits every month. Switching to Affinity Payments and using their Dual Pricing Solution saved us $70,000 a year! The extra money has let us enhance our menu and improve the customer experience. The setup was quick, and their team was amazing. Highly recommend!
— Sarah P. Owner of a restaurant chain
"Affinity Payments saved us $1.2 million annually!"
Our company handles millions in transactions, and processing fees were a huge drain. Affinity’s Pass The Fee Technology lets us pass fees to customers, saving $1.2 million last year. Those savings are now funding infrastructure upgrades and better services. I wish we switched sooner!
— Mark T. CFO of an Energy Solutions company
“Affinity saved us $200,000 in one year!”
Running multiple gym locations meant high transaction fees. Affinity Payments helped us cut fees and save $200,000 last year! Their next-day payouts have been great for managing cash flow, and the process was fast and easy. Highly recommended!
— Jessica R. CEO of 6 Gym locations
Find Out How Much You Could Save
Monthly credit card transaction volume
$
00.00
Your Questions, Answered
What types of businesses can benefit from your services?
Any business that processes payments, from restaurants and gyms to e-commerce and high-risk industries, can benefit from our cost-saving solutions.
How quickly can I access my funds?
With our next-day payout options, you can receive funds in your account within 1-2 business days.
Do you guarantee lower processing rates?
Yes, in 99.99% of cases, we beat your current rates and help you save significantly.
Can I use my existing POS system?
Absolutely! We can integrate with most POS systems or provide free terminal replacements if needed.
Is your Dual Pricing Solution compliant with card brands?
Yes, it’s fully compliant with Visa, Mastercard, and other major card networks.
How long does it take to get started?
We can get your business set up and processing payments in 48-72 hours.
Do you offer support for high-risk industries?
Yes, we specialize in high-risk businesses like CBD, firearms, and travel, ensuring reliable payment solutions.
